It is clear that America is not the only place where a rising number of law suits are having an impact on auto Insurance rates.
As I wrote earlier this month, Car Insurance losses are effecting the bottom-line of many car insurance companies. This comes at a time when auto insurance carriers are watching some of their customers reduce their coverages, switching to higher deductibles, or dropping ...
Read MoreCar thefts surge 22% in Chicago
I have worked at Urban Insurance Agency for more than 25 years. As an agency that specializes in auto insurance, I have seen a direct pattern between economic "Hard Times" and a surge in auto thefts. While the Bank closings and collapse of the “Sub-Prime” markets never brought us to the depths of the “Depression,” there is a sense that the “New-Normal” is dreary at best. Yes, we have improved g...
Read MoreWhat to do after an Auto Accident
In the 50 years that Urban Insurance has been in business, we have never spoken to a single customer that was “Happy” to have just been involved in an accident. The truth is accidents happen to even the best of drivers. When an accident does occur you need to remain calm, collect the needed information and make a timely report. The first thing to do upon being involved in a ...
Read MoreWhat is SR22
What is SR22 Insurance, it is a type of auto insurance that is often misunderstood by people in search of car insurance. Failing to file SR-22
when required to do so by the court, will result in your driver’s license
being suspended or revoked as well as a large fine. Because of the large
number of questions,below you will find answers to some of the most common SR22 questions. What is an SR...
Read MoreThe court is requiring me to buy SR-22 insurance, So just what is SR22?
SR-22 insurance, varies little from normal auto liability insurance, save for the states requirement that the insurance company provide an sr22 form. The SR in SR22 comes from the name of the form the state of Illinois requires- Safety Responsibility”. At times you might hear the car insurance sometimes called “financial responsibility insurance;” or people will sometime refer this “car insurance...
Read MoreSchool Bus Law, 2010
(625 ILCS 5/12‑813.1)
Sec. 12‑813.1. School bus driver communication devices.
(a) In this Section:
“School bus driver” means a person operating a school bus who has a valid school bus driver permit as required under Sections 6‑104 and 6‑106.1 of this Code.
“Cellular radio telecommunication device” means a device capable of sending or receiving telephone communi...
Read MoreThe Illinois Text Messaging Ban
Several new laws go into effect in Illinois in 2010. It is common for the police to cut drivers a “Bit-of-Slack” for the first few weeks, but now that we are into the first week of April, expect strict enforcement of Illinois’s new driving laws.
Urban Insurance, wants to remind drivers that the new Illinois text messaging law goes into effect on January 1st, 2010. As a person that is addicted to ...
Read MoreTruth about Car Insurance Savings.
Does it seem like every other commercial is for Car Insurance? At first, I thought maybe the fact that I sell Car Insurance left me “Hyper-aware” of Auto Insurance commercials, but it is not my imagination; auto insurance advertising has skyrocketed from $600 million in 2003 to more than $1.7 billion in 2007. Insurance companies spending has continued to increase throughout 2008 and again in 2009....
Read More10 ways to Save on Car Insurance
It is no secret that the United States, following on the heals of the “Popping of the Housing bubble,” many find themselves facing challenging financial times. As a result we are going through a time when we are all paying closer attention to our expenses. Owning and maintaining a car has never been cheap, but with unemployment at 10% and gas at all time highs; more people are taking a careful lo...
Read MoreReporte de Confiabilidad del BBB
Urban Insurance Agency
U. I. Payment Plan
Un negocio BBB Acreditado desde 08/01/2009. BBB Rating A+
El BBB prepara reportes de confiabilidad sobre todos los negocios independientemente si son o no acreditados por el BBB.Si el negocio es un negocio acreditado por el BBB será indicado en este reporte. Find out more about this business: BBB Accreditation
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