Save on Contractors Insurance

When Looking for Contractors Insurance in Chicago, as well as the entire states of Illinois and Indiana, Urban Insurance Agency will find your business the needed coverage at the lowest rate. Whether you’re an Electrician, Plumber, Carpenter, or Landscaper, we have the Business Insurance required to protect your business.

Do I Need Contractors Insurance?

If you clicked on this page there is a pretty good chance you do. While there are a wide variety of service professionals, all independent contractors share some version of the same basic exposures, and require the protection of Business Insurance. If you are contracted to perform a service for a customer, and are compensated for your work-You need Contractors Insurance.

Ten Professionals that frequently require contractors insurance:

1. General Contractors – Involved in overseeing and managing construction projects.
2. Electricians – Work with wiring, outlets, and electrical systems, posing a risk of property damage or injury.
3. Plumbers – Install and repair piping systems, which can lead to water damage if issues arise.
4. Carpenters – Work with building structures and interiors, posing risks to materials and workers.
5. Roofers – High-risk due to work at heights and potential damage to roofing structures.
6. HVAC Technicians – Install and repair heating, ventilation, and air conditioning systems, which can malfunction or cause damage.
7. Landscapers – Handle equipment and hazardous chemicals, which can result in property damage or injury.
8. Painters – Often work at heights or with hazardous materials, posing risks to property and people.
9. Masons – Deal with brick, stone, and concrete, requiring protection from liability and worksite accidents.
10. Handymen – Performs a variety of small tasks, often several for a single customer, any of which result in damage or injury.

Will my Car Insurance Cover Business Use?

The short answer is NO. Private Passenger auto insurance is not designed to protect commercial vehicles, so if you use your vehicle for work-related activities, it is safest to assume you will need additional coverage. Most personal auto policies will permit limited light business use for running errands, such as picking up office supplies, driving to a conference, or other similar actions. However, driving clients, transporting tools, equipment, or making deliveries, you will need a business Auto policy.

How do I Get a Quote?

Urban will work with you to assess the risks facing your business, and we work hard to make the process simple for you. You can trust Urban Insurance to help you with all of your commercial truck insurance needs. Urban Insurance Agency has been serving the Commercial Auto customer for more than 63 years. We offer several different companies so we can search for the best price available. We have a A+ rating at the Better Business Bureau and we will search on one, but a variety of companies to find you the lowest rates for the coverage you need.

Call 312-664-8088 for Information and quote 

Urban Insurance specializes in all types of Commercial Trucks. We are one of the area’s largest
insurers of Tow Trucks, Limos, Medicars, as well as low cost market for Messengers.

Click Here for Commercial Insurance FAQ
Business Services – Illinois Secretary of State

Urban Insurance Agency, LLC
800 W. Huron Street Suite #301
Chicago, Illinois 60642
312-664-8088