Progressive Insurance, has been offering some drivers the "Chance" to earn a discount on their car insurance providing you are willing to install a device in your car that tracks your every move.This gives Progressive the ability not just to know if your speeding; but everywhere you go, the route you travel, and at what time. Some people might see this as a way to save a few dollars on their a...
Read MoreStopped for DUI ?
Do you have a pending Hearing in Traffic Court?
If you have been stopped for DUI or DWI, the judge will want to see proof of current Auto Insurance, and verification that have your insurance company has filed the required SR22 form with the State Of Illinois. Driving While Intoxicated (DWI) or Driving Under the Influence (DUI) are serious violations which can result in you loosing your lic...
Read MoreGoogle’s Self-Driving Cars, Will I Still Need Insurance?
Back in 4th grade I checked out a book from our the school library with the title “Cars of Tomorrow.” The pages were filled with illustrations depicting what the author believed would be in our driveways 30 and 40 years in the future. I hate to show my age, but that time has arrived so where are the Flying cars? I assume that at the time of landing on the moon, we were all guilty of over esti...
Read MoreI Have Poor Credit, Can I get Car Insurance?
Yes. At Urban Insurance Agency, "Poor Credit" or "No Credit" is never a problem! More and more companies are running credit checks prior to providing an insurance quote. For example, Progressive, Geico car insurance, State Farm and esurance.com, are among a list of carriers that will not provide an insurance quote without first pulling your credit report. The cost of bad credit can often...
Read MoreTérminos y definiciones de seguros
Nosotros, en Urban entiende que las políticas de automóviles no están escritos en una forma que es fácil de seguir todos los días, de modo que ror su conveniencia, hemos hecho una lista de términos comunes de seguros y sus definiciones utilizados en la industria. Por favor, recuerde, estamos felices de explicar su política y responder a cualquier pregunta que pueda tener.
Llámenos al 800-680-0...
Read MoreLaw to end Texting while driving!
Sighting an ever growing body of research confirming that drivers distracted by electrical devices have accident rate similar to that of drunk drivers, yesterday Transportation Secretary Ray LaHood addressed the idea of preventing such distractions. The Secretary made it clear that he doesn’t want drivers texting, tweeting, toying with the GPS or dialing in any car while that car in moving. Evid...
Read MoreExtended Service Warranty
Covered Repairs Include:
Engine
Engine block, cylinder head(s), cylinder barrels, timing cover, valve cover(s) and oil pan, pistons, wrist pins and rings, connecting rods and bearings, crankshaft and bearings, camshaft, lifters, followers and cam bearings, rocker arms, push rods, shafts and bushings, valves, springs, replaceable guides, seats, timing gear and chain, timing chain or belt...
Read MoreLaw Enforcement Discount
Urban Insurance understand, and appreciates the hard and dangerous work done by our law enforcement professionals.
While citizens are fleeing in fear, Cops will enter, providing that "Thin Blue Line" the protects us all from the total lawlessness that would fill our lives in not for the brave men and woman of the Chicago police.
So Officers are often they asked to go into to great lengths...
Read MoreWhat is Comprehensive Insurance
Comprehensive coverage is that portion of an auto insurance policy that covers damage to the policyholder's car not involving a collision with another car. Comprehensive Insurance covers damage to your vehicle caused by any unknown party or "act of God," including damage from fire, explosions, earthquakes, hail, floods, and riots, as well as theft. As with Collision coverage, your policy will pay ...
Read MoreElectronic SR22 Filing program information
Urban Insurance Agency represents several Auto Insurers that provide Electronic SR22 filing of Financial Responsibility forms with the State of Illinois. By using the Electronic SR22 filing program, the filing is entered directly into the state database, eliminating the traditional delays involved with the manual entering of the filing. This is a service we can provide on behalf of our policyholde...
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