Author: Josh Prior

6 Ways to avoid being a victim of auto theft.

We depend on cars to get us to work or to school. Our cars take us to the doctor, carry our groceries, our tools; they are what we rely on to run the thousand errands that make up our daily lives. So we can all imagine the shock going outside and finding an empty spot where your car was parked. Unfortunately this is all too common an occurrence in Chicago. In 2010, there were 34,246 auto thefts...
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Car Insurance Videos

Urban is a licensed insurance agency. We are NOT a company that sells your information to a list of other companies. When you contact Urban Car Insurance, we will listen, and then find the lowest cost policy to meet your needs. We will do all the work, rather than you being bothered by 8 separate companies. This will save you time and money. Urban Insurance offers quick, accurate car insurance...
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Excluded Drivers

“Who is covered on my policy” is one of the most common questions I’m asked. I have found that many auto owners have never had an agent take the time to explain the significance of the term, “Regular customary driver.” I have had people come to our office with a suspended license, and often thousands of dollars in debt, because their old agent did not properly explain, or they did not heed their w...
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Exclusion

Insurance policy prices are based on two basic factors, in the event of a loss, how much will they have to pay and secondly, what is the likelihood of a loss occurring. Exclusions are a way for insurance companies to control risk; and thereby control costs. Exclusions are provisions in an insurance policy that eliminates coverage for certain risks, people, property classes, or locations. They c...
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10 Secrets to Saving On Car Insurance

10 Ways to Lower Car Insurance Costs After 28 years of selling Auto Insurance for Urban, I am still amazed by how wide the range of insurance prices can be between one call and the next. Obviously being a safe driver with a clear track-record free from at-fault car insurance claims, is a major factor in helping you get the lowest price on your car insurance. The greatest mistake car-owners make...
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States Requiring SR22 Insurance

If you are required to carry SR22 Insurance in your current state and move to a state that does not require it, you must continue to carry SR22 Insurance with the same minimum liability limits until you've met the term in your former state (usually three years). So, even if you move to a state that requires SR22 Insurance, but at lower liability limits - you'll be required to maintain the higher l...
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Towing Insurance from Stonegate

Tow Truck Insurance Urban Insurance Agency has been saving customers on their insurance needs for over 50 years. We have been doing this by constantly maintaining contracts with a multitude of companies that we believe provide our customers the coverage they need at the lowest prices. I spend time each month reviewing our list of carriers, as well as searching for new companies worth adding to...
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Picking the safest car for your Teenager

How to Select a Safe Car for Your Teen Driver. As a parent who's son just got his permit today, this topic is particularly timely. Yes, knowing your child is going to be climbing behind the wheel of a car tends to "Focus your mind".  You get concerned about their driving abilities as well as those around them. Getting a driver’s license is an important rite of passage for teenagers. It allow...
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Seguro de Auto Urban

Urban Insurance Agency provee cobertura de automoviles para casi todas los conductores y vehiculos. Sin importar su expediente de conduccion o el tipo de vehiculo que conduzca, Urban se ha comprometido a proveer Seguros Superiores de Automotiviles por precio al alcance de sus consumidores. Llame hoy para una cotizacion GRATIS 1-800-680-0707 http://www.segurosdeautochicago.com/Home_Page.html ...
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