In recent years, many companies have began using your Credit report as a major factor in determining the cost of your coverage. The cost of bad credit can often be greater than having several tickets on your driving record.
If you are new to this country, have lost your job, or are hehind in your payments; this use of a credit report, can be especially difficult and costly. Urban Insurance is one...
Read MoreSaguaros, para una cotizacion Gratis
Obtenga una cotización para automóviles en sólo unos minutos
Urban Auto Insurance ha estado en el negocio brindando un excelente servicio de cobertura de seguro para automóviles a un precio asequible desde 1961 Responder a las necesidades de nuestros clientes es lo que nos mantiene líderes en seguros de automóviles.
Urban Insurance Agency provee cobertura de automoviles para casi todas lo...
Read MoreShould All Cars Come Equipped with Breathalyzers?
According to data from the National Highway Traffic Safety Administration (NHTSA), in 2004, 16,694 people were killed in alcohol-related crashes. With statistics like that, it is easy to see why state legislators are getting calls to mandate equipping cars with breathalyzers and ignition interlock devices. An ignition interlock device is a sophisticated system that tests a driver's breath to de...
Read MoreTeenage Drivers, Picking the safest car.
Getting a driver's license is an important rite of passage for teenagers. It allows them a level of freedom greater than any they had in the past. Most adults can still vividly remember the day they got their license. It is understandable that a new driver is going to view driving with a degree of excitement that most adults have long forgotten, and are going to want to drive every where and t...
Read More10 Ways to Save Gas
Owning and maintaining a car has never been cheap. And, gas is one of the biggest, of those expenses. With gas prices at all time highs, this has never been truer. But you can save gas and save money if you follow the following tips. Check your tire pressure. Under inflated tires increase resistance and are the number one cause of avoidable fuel loss.
Wheel alignment alert. Misaligned, unbal...
Read MoreWhat is an “SR22 Filing”?
Urban Insurance has specialized in writing SR-22 policies for the past 4 decades. SR22 is actually the name of the form used by insurance companies to notify the state that an insured has the required insurance coverage. People will sometime refer this car insurance as SR-22, or FR Filing or sometimes as just "Filing" insurance. While insurance is mandatory in Illinois, most drivers are not requir...
Read MoreUrban Insurance recieves BBB Accredited Status
BBBOnLine Participation and BBB Accreditation
Has been approved For Urban Insurance Agency.
We are proud to anounce that the BBB has requested that we join their select list of companies that are able to meet thier standarts. Urban Insurance Agency. meets all BBBOnLine participation and Better Business Bureau accreditation standards. BBB assigns grades from A to F with pluses and minus...
Read MoreIs Car Insurance Required by Law?
Yes. Liability insurance is required by law in the state of Illinois. The Illinois Mandatory Insurance Law requires ALL motorists to have auto liability Insurance on their vehicles or face SEVERE PENALTIES. If you are caught driving without insurance because you failed to keep up your monthly payments and your auto liability insurance is canceled you will be subject to the penalties of the law ...
Read MoreDoes the Type of Car I Drive Change my Car Insurance Rate?
The short answer is yes. The cost of any insurance policy is based on two variables, how much would the company need to pay in the event on a loss, and what is the likelihood of that loss happening. If your car is very expensive to repair or replace, your insurance company is going to need to charge you more money. If you are a young driver, or have a bad motor vehicle report (MVR), the insu...
Read MoreHow do Urban Insurance Agency’s Rates Compare to Geico?
We average savings of over 45% over Geico. At Urban Insurance Agency, we understand how hard you work for your money; that is why we search more than 15 different companies in order to find you the lowest rates. Our rates can save you hundreds of dollars per year on your car insurance. In a recent article, titled Insurance.com’s 2006 Auto Insurance Pricing Report. They state that the ave...
Read More