With billions of dollars spent on car insurance advertisements each year, it is interesting to see where the average cost of auto insurance in Illinois ranks compared to other states. The amount of money insurance companies charge is, or at least should be, tied to the costs they experience in each state. Based on that, one might expect to find a clear pattern, for example states with harsh winters or disproportionately large urban populations with higher rates; but no such pattern is revealed. That leaves one searching for other factors, such as each state’s laws, average jury settlements and competition.

Illinois is a state where a very large number of companies compete fiercely for Auto Insurance customers, this helps reduce the rates to among the lower quarter in the nation putting Illinois insurance rates at less than half of what they are in Louisiana. At Urban Insurance, our average cost of a policy is $788 per year, or 41% less that the average cost of a car insurance policy in Illinois.

Average Car Insurance Rates for 2013 Below is a list of car insurance rates Arranged by state.
Rank	State	Avg. annual premium*
1	Louisiana	$  2,699
2	Michigan	$  2,520
3	Georgia	$  2,155
4	Oklahoma	$  2,074
5	Washington, D.C.	$  2,006
6	Montana	$  1,914
7	California	$  1,819
8	West Virginia	$  1,816
9	Rhode Island	$  1,735
10	Kentucky	$  1,725
11	Connecticut	$  1,723
12	New Jersey	$  1,697
13	Alabama	$  1,667
14	Missouri	$  1,638
15	Massachusetts	$  1,625
16	Pennsylvania	$  1,604
17	Delaware	$  1,586
18	Hawaii	$  1,583
19	Texas	$  1,545
20	Arkansas	$  1,545
21	Maryland	$  1,528
	National average	$  1,510
22	North Dakota	$  1,501
23	Wyoming	$  1,496
24	Alaska	$  1,455
25	Utah	$  1,438
26	Kansas	$  1,435
27	Minnesota	$  1,432
28	New Mexico	$  1,431
29	Tennessee	$  1,408
30	South Dakota	$  1,397
31	Oregon	$  1,387
32	Nebraska	$  1,384
33	New York	$  1,369
34	Florida	$  1,364
35	Mississippi	$  1,345
36	Nevada	$  1,341
37	Virginia	$  1,322
38	Illinois	$  1,322
39	South Carolina	$  1,288
40	Colorado	$  1,271
41	Wisconsin	$  1,228
42	Arizona	$  1,227
43	Washington	$  1,226
44	Indiana	$  1,183
45	Vermont	$  1,176
46	Idaho	$  1,133
47	New Hampshire	$  1,112
48	Ohio	$  1,106
49	North Carolina	$  1,085
50	Iowa	$  1,028
51	Maine	$     934
Source: Insure.com.* Costs shown are an average of insurance rates for more than 750 vehicles in the 2013 model year.

We offer the lowest car insurance quotes in Chicago on SR-22 filings, SR22 car insurance, non-owners, liability insurance and we can provide you with a “Same-Day electronic filing.” to the State of Illinois.

 

• Your car is one of your largest single purchases; so it is critical that your car insurance is with a company you can trust. Urban Insurance has an A+ rating with the BBB (Better Business Bureau), and has 50 years experience writing auto insurance in Illinois.

  When searching for car insurance, it’s great to be able to get an insurance quote online; however sometimes you want to be able to talk to directly to an insurance agent and get clear answers over the phone, or in person; With Urban Insurance, we are here to answer your questions.  Urban Auto Insurance was one of the first local Insurance Agencies in Chicago to bring car insurance online.  Urban Insurance has been an innovator in “Online auto insurance” for more than a decade, as a part of our 50-year history.

  We at Urban, understand how hard you work for your money; that is why we search more than 15 different companies in order to find you the lowest Auto Insurance rates. Our rates can save you hundreds of dollars per year on your car insurance.

 

Call 312-664-8088

or click here to get your free auto insurance quote.

Urban Insurance Agency
800 N. Wells Street
Chicago, IL 60610

312-664-8088

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