Author name: llubell

Truth about Car Insurance Savings.

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Does it seem like every other commercial is for Car Insurance? At first, I thought maybe the fact that I sell “Car Insurance” left me “Hyper-aware” of Auto Insurance commercials, but it is not my imagination; auto insurance advertising has skyrocketed from $600 million in 2003 to more than $1.7 billion in 2007. Insurance companies spending has continued to increase thoughout 2008 and again in 2009. In fact last year Geico alone spent more advertising car Insurance, than the total industry spent in 2003. State Farm and Allstate have dramaticly increased Spending over the past year unwilling to give up market shair to Progressive and Geico.
Urban Insurance has among the lowest ,car insurance Rates in Chicago.

Budget

10 ways to Save on Car Insurance

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Owning and maintaining a car has never been cheap, but with unemployment at 10% and gas at all time highs; Below are ten suggestions to save money on your car insurance.

Budget

How does Credit Score effect Auto Insurance Rates?

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In recent years, many companies have began using your Credit report as a major factor in determining the cost of your coverage. The cost of bad credit can often be greater than having several tickets on your driving record.

Urban Insurance is one of the few companies left that does not surcharge for bad credit. or no credit.

Budget

Should All Cars Come Equipped with Breathalyzers?

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Should All Cars Come Equipped with Breathalyzers?
Date Posted ::: August 27, 2007
Article by
Larry Lubell

Should All Cars Come Equipped with Breathalyzers?

According to data from the National Highway Traffic Safety Administration (NHTSA), in 2004, 16,694 people were killed in alcohol-related crashes. With statistics like that, it is easy to see why state legislators are getting calls to mandate equipping cars with breathalyzers and ignition interlock devices.

Safe Driving

Teenage Drivers, Picking the safest car.

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Selecting a Safe Car for Your Teen Driver.

The Insurance Institute for Highway Safety (IIHS) and the Insurance Information Institute (III) say there’s something worried parents can do to protect their teens – choose a safe vehicle.
Urban Insurance Agency

Safe Driving

What is an “SR22 Filing”?

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SR22 is actually the name of the form used by insurance companies to notify the state that an insured has the required insurance coverage.
At Urban Insurance Agency, we can do filings to the Secretary of State for the states of Illinois, Indiana & Michigan. We can file the forms electronically, or give you a hard copy for you to walk into the Secretary of States office and present.

Insurance

Urban Insurance recieves BBB Accredited Status

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BBB assignsThe grade of A to Urban Insurance Agency, This represents BBB’s degree of confidence that the business is operating in a trustworthy manner and will make a good faith effort to resolve any customer concerns.

News

Is Car Insurance Required by Law?

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Is Insurance Required by Law?

Liability Insurance Is Required by Law in the state of Illinois.

The Illinois Mandatory Insurance Law requires ALL motorists to have auto liability Insurance on their vehicles or face SEVERE PENALTIES. If you are caught driving without insurance because you failed to keep up your monthly payments and your auto liability insurance is cancelled you will be subject to the penalties of the law including license suspension, fines of $500 to $1,000 and even impounding of your car as well as the possibility of serious financial loss if you have an accident. You can avoid the risk of such penalties and by simply making your payments on time and keeping your insurance in force
Urban Insurance Agency

Insurance
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