I get over 100 channels on my TV, yet it seem like every other commercial is for a company selling Car Insurance? Perhaps the fact that I sell "Car Insurance" has left me “Hyper-aware” of Auto Insurance commercials, truth is that it is not my imagination; auto insurance advertising has skyrocketed from $600 million in 2003 to more than $1.9 billion in 2008. And the spending has only i...
Read MorePalcohol, Powdered Alcohol
By Larry Lubell ChicagoThe Alcohol and Tobacco Tax and Trade Bureau approved seven new version of Palcohol this week, including Margarita and Cosmopolitan. In case you're like me and had never heard of this product until today, it's alcohol in powder form. Consider, that each day, an average of 30 people die in motor vehicle accidents involving an alcohol-impaired driver. The math works out to...
Read MoreDriving for Uber or Lyft – We have the Insurance you Need.
Larry Lubell Technology is a great thing and I love that we live in a country where people are rewarded for “Building a better mouse trap;” and in some real ways Uber, Lyft and Sidecar are “Better-Mousetraps,” – they also expose drivers to great financial risks when driving without uber or lyft insurance. On New Year’s Eve, Sofia Liu age 6 was killed and her mother and brother seriously i...
Read MoreThe 4 Most Common Car Repairs
It's a nightmare that every car-owner has, you take your car in for general service and are told you need hundreds of dollars of additional repairs? You are not alone, most of us have been surprised by bad news. It makes you wonder if your getting ripped off or if you actually need to have the repairs done. Here is a guide to understand the most common car repairs that will help your car stay in...
Read MoreChicago Firsts; A History of Chicago’s contributions
Chicago is often called the "Second City," except by those that live in Los Angeles who are quick to remind us that their population has exceeded ours. By the numbers, Chicago's population comes in at 2,695,598 where LA now tops out at 3,792,621. Chicagoans often had a problem with the idea of being second to New York but we accepted it, with grace, however watching LA's population climb higher th...
Read More10 Secretos de ahorro en seguros de automóviles
10 maneras para reducir los costos de seguros de automoviles
Después de 28 años de la venta de seguros de automóviles de Urban, aún estoy sorprendido por la amplitud de la gama de precios de los seguros, puede ser entre una llamada y la siguiente. Es evidente que ser un conductor seguro con una clara trayectoria libre de reclamaciones que tuvo la culpa, es un factor importante para ayud...
Read MoreAverage Car Insurance Rates in Illinois
With billions of dollars spent on car insurance advertisements each year, it is interesting to see where the average cost of auto insurance in Illinois ranks compared to other states. The amount of money insurance companies charge is, or at least should be, tied to the costs they experience in each state. Based on that, one might expect to find a clear pattern, for example states with harsh winter...
Read MoreTemporary Visitor Driver’s License (TVDL)
The State of Illinois has started scheduling appointments for it's new program: Temporary Visitor Driver's Licenses (TVDLs). This form is a legal document which allows foreign-born individuals residing in Illinois to drive. This will mean, that for the first time, undocumented immigrants in Illinois will have a path to obtaining a drivers license. The TVDL program begins on Nov. 12, permitting ...
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We at Urban Insurance Agency, take great pride in the quality of service that we provide to our customers.
Today, it is impossible to turn on your TV, radio or go online without be bombarded by car insurance commercials. We understand that there are a vast number of companies in the marketplace competing for your insurance business. While there are a few "Shady Oper...
Read MoreDo Women pay less for Car insurance than Men?
As a man myself, I might not want to admit the basic truth that women pay less for their Car Insurance , because they simply have fewer, as well as less severe auto accidents than men. The data confirming that woman drivers have fewer accidents than men of the same age; is based on more than 50 years of research from auto insurance companies. What's more interesting is that these statistics ha...
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