Effective October 3rd Urban Insurance Agency
Will be moving our offices. Our new location and contact information is:
Urban Insurance Agency
800 West Huron Street
Suite #301
Chicago, Illinois 60642
312-664-8088 / 800-680-0707 Urban Insurance Is Moving
Please visit us at our new space starting October 3rd 2015 While office has moved, you will continue to find all of the friendl...
Read MoreFake Car Insurance policies
Avoid being the next victim of fake car insurance policies Watch out for scammers selling fake auto insurance policies. (iStockPhoto) PrintEmail
By Karin Price Mueller | NJ Advance Media for NJ.com 0 Reddit A car stops suddenly in front of you, you hit your brakes, hear t...
Read MoreWhat is Non Owner car insurance?
"Non Owner" or "Non Owned Automobile Insurance" is often thought of as liability insurance for those that do not own a car. I feel an obligation to warn all those that call asking for this type of coverage that not all cars you drive but do not own are covered. Insurance companies make a distinction for any car that you are a "Regular and or Customary driver". Non-Owners insurance covers a dri...
Read MoreInsurance for Medicar Plates.
Looking for Insurance for Medicar Plates?
If you operate a Nonemergency Transportation company (Medicar), then you know that your MC plates come due on June 30th. You also know that the police will be out looking for any Medicar driving on expired plates. The limits of liability required are set at $250,000/$250,000/$50,000 in the state of Illinois. Without an Accord certificate of insurance pr...
Read MoreSR22 Information for Illinois
SR22 Insurance Information for Illinois A lot of confusion and misinformation seems to surround the SR22 requirements in Illinois. In this article, I will break it down and explain the points that often cause the most questions. Simply put, an SR-22 is a form (provided by your car insurance company) that verifies you have met Illinois's state requirement for auto liability insurance. ...
Read MoreAre Uber drivers employees?
If you ask Uber they will tell you, No they are sub-contractors, but if you ask The California Labor Commission they will say they A driver for Uber is an employee. In a ruling on June 3 ruling the the California Labor Commission concluded that drivers for Uber are employees, and not contractors, and Uber is subject to withholding Social Security, providing workers’ compensation as well as unemplo...
Read MoreSelf-driving car accidents, are the roads ready for autonomous autos?
Google has been heavily promoting their experimental autonomous autos as the near-future’s answer to safer roads. With 11 self-driving car accidents, some people are asking the question, are these cars safe enough for public use? First let’s look at the basic data behind these accidents.
California has 48 “self-driving cars,” in the past six months 4 of them have been in an auto accident; as a...
Read MoreCompare Insurance quotes
Today you can't turn on the TV, surf the web or go to a ballgame without being hit with promises to save you money. When searching to compare Insurance quotes, whether for car insurance, SR22 insurance, or Uber commercial insurance; the idea is to pay the least, without giving up any of the protection you need.
I understand that our customers have no shortage of companies fighting for their busin...
Read MoreUber Insurance Requirements
Uber Insurance Requirements, Are Drivers led To Buy Insurance That Leaves Them Uncovered?
Allstate, State Farm, Progressive, and Geico agree, their policies do not cover Uber drivers or ridesharing activities of any kind. As Urban Insurance has written in prior posts, "Private passenger policies" do not provide coverage for vehicles used commercially, and make no mistake- Driving passengers for m...
Read MoreWho can drive my car?
Auto Insurance rates are set by companies based on perceived risk. Overwhelmingly, their prices come down to the answers to these two questions: in the event of a loss, how much will it cost us; and what is the likelihood the loss will occur. "Who can drive my car? This is a common question people ask when comparing rates for car insurance. Since teen drivers, or those with poor driving records wi...
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