Carjacking Skyrockets in ChicagoAs Carjacking Skyrockets in Chicago fear spreads to areas that are often thought of as safe havens. Chicago is not alone, cities all across the United States are witnessing record increases in auto thefts and carjackings in recent years. Thissudden rise is in contrast to over nearly 20 years of declining numbers. While both carjackings, and the more common th...
Read MoreElectronic Automobile Insurance Verification Program
New Insurance Law: The Electronic Automobile Insurance Verification Program is in effect.The Illinois Secretary of State, Jesse White, is launching a new program called the "Electronic Automobile Insurance Verification Program," in an effort to crack down on uninsured motorists.Insurance has been mandatory in Illinois since Jan. 1, 1990, but there has always been a percentage of car-owners who...
Read MoreThe Cost of Windshield Replacement
Why Your Windshield is So Expensive:Visit pretty much any car dealership in 2020, and more than likely you’ll notice that every new vehicle on the lot comes with at least one driver assistance feature built in. The features may go by different names, but they include things such as a rear view camera to help with parking, or adaptive cruise control that automatically adjusts your speed for you d...
Read MoreInsurance for First Transit, MTM, and Modivcare
Whether you have a fleet or a single vehicle; been in business for years or starting a new venture, Urban has the experience to provide your Non-Emergency Medical Transportation business the insurance required by the State of Illinois. We will prepare certificates you need for the state, and carriers with whom you’re contracted. We write with companies that meet the "A Rated" company requirements ...
Read MoreHow to Compare Car Insurance Rates
How to Compare Car Insurance RatesWith the average price of a new car hitting $40,107, along with the skyrocketing expense of medical care; the cost of insurance claims are at record highs. Last year auto insurance companies paid out $184,669,308 dollars in claims. Comparing car insurance rates is essential to combating this rise and keeping your costs as low as possible. Things to look for w...
Read MoreDriving safely in Snow
Chicago is seeing the largest accumulation pf snow in decades, leaving people to dig their cars out after back-to-back storms piled up to as much as 30 inches across parts of the Chicago and suburbs. This weather causes slick conditions on our roads, and limits visibility; by noon today we already had 11 insureds report accidents, proving the importance of driving safely in snow. When roads are...
Read MoreMerry Christmas and Happy New Years
We at Urban Insurance Agency, want to wish you and your family a Merry Christmas and hope that 2021 is a healthy and happy year.For Christmas HolidayWe will close on December 24th at 2:00 pm and then reopen December 26th at 8:30 am.For New Years HolidayWe will close on December 31st at 2:00 pm and then reopen January 2nd at 8:30 am. We understand that the past year has been fi...
Read MoreTow Truck Insurance
Looking for Tow Truck Insurance, Turn to Urban Insurance.Our expert staff has been a dependable source for Towing Insurance for over 60 years. We understand the requirements that the Secretary of State has placed on Flatbeds and Tow-Trucks prior to granting them the “TW” plates needed to operate a towing company. Whether your company specializes in towing, auto transport, salvage, or if you do w...
Read MoreWhat is Covered on an Auto Insurance Policy?
Urban Insurance Agency has specialized in writing custom Auto Insurance policies for the past 60 years. Over that time we have heard thousands of questions, but some we have found come up frequently. The first step in shopping for a car insurance policy is to understand the parts that make up a typical Personal Auto Insurance policy. We at Urban Insurance are happy to answer you questions and ...
Read MoreHome and Auto Insurance Rates and Climate
Chicago began 2019 with record-setting cold, and July brought days with a heat index over 100 degrees. In 2020 we have seen Death Valley hitting 130 degrees, a large "firenado" in California, an increase in the number of tropical storms, record loss of ice sheets, and rising sea levels. All across the world we are witnessing an increase in extreme weather, and insurance companies recogn...
Read More