Insurance

The court is requiring me to buy SR-22 insurance, So just what is SR22?

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For those required to carry SR-22 liabllity, simply having car insurance is not enough, you must make sure that a legal filling has been recorded whith the Secretary of State’s office is a state. I have been in the insurance business long enough to hear the Horror stories from people that spent the night in jail, even though they did have the right auto liability simply because the State had not properly record the filing. Urban’s Electronic filing system helps to avoid such problems.

Insurance

What is an “SR22 Filing”?

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SR22 is actually the name of the form used by insurance companies to notify the state that an insured has the required insurance coverage.
At Urban Insurance Agency, we can do filings to the Secretary of State for the states of Illinois, Indiana & Michigan. We can file the forms electronically, or give you a hard copy for you to walk into the Secretary of States office and present.

Insurance

Is Car Insurance Required by Law?

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Is Insurance Required by Law?

Liability Insurance Is Required by Law in the state of Illinois.

The Illinois Mandatory Insurance Law requires ALL motorists to have auto liability Insurance on their vehicles or face SEVERE PENALTIES. If you are caught driving without insurance because you failed to keep up your monthly payments and your auto liability insurance is cancelled you will be subject to the penalties of the law including license suspension, fines of $500 to $1,000 and even impounding of your car as well as the possibility of serious financial loss if you have an accident. You can avoid the risk of such penalties and by simply making your payments on time and keeping your insurance in force
Urban Insurance Agency

Insurance

Car insurance fraud on the rise

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As a result of years of “Easy loans” and “Too good to pass up offers” many people bought expensive autos with little or no money down. In a slow economy with a glut of new and used cars that dealers are haveing a difficult time selling, the value of these luxury cars have fallen off dramticly.The result of this decline in values means for many the amount they owe on the car is greater than the auto’s value. This leaves many people with cars they can not afford to own, but also can’t afford to sell.

Insurance

Mexican Insurance FAQ

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Information about Mexican Insurance.
Bottom line, you do not want to find yourself in a foreign country police station, debating the exact legal fine points of what is, or is not, covered under your American Insurance policy.

Insurance
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